As an adviser, I generally have quite a lot of control and oversight of the BDBN. Will this put me on the hook when some greedy kid changes a BDBN on their Mum’s phone 3 years before they die?

Interestingly, I deal with a bunch of funds and platforms, notably platforms…..

And interestingly these Trustees seem to manage the wet signature stuff when it comes to this rather well.

I’m not interested in someone with hundred’s of thousands of members trying to cut corners because they aren’t interested spending the time and effort required to do things that other Trustee’s can.

If this gets up, it’s a complete cop out.